Can you get insurance for car hire cheaper than the one offered by the car rental company?

Cinnamon5396 · 12-14-2007, 07:19 AM

I visit Canada a lot, and love to hire cars from the aiport. I am gettting sick of paying over the odds for comprehensive insurance though. The rental company asked for 100$ for 3 day cover for a Yaris. They also said that the law in Ontario says that I will need to pay for damages to the car if I had an accident even if the other driver was at fault, as everyone pays for his own car. Is that true?

KathyA3720 · 12-14-2007, 07:27 AM

I don't know...you might want to scroll down to the Canadian flag and ask there...this is the US.

ValdisK · 12-14-2007, 07:34 AM

Talk to the company that carries the insurance policy for your own car - quite often, it either already covers rental cars, or you can get low-cost additional coverage.Make sure you understand what that coverage does and doesn't include.

Aleks · 12-14-2007, 07:41 AM

No idea. In US if you pay with platinum credit card for rental car you get free insurance. On of common "platinum" benefits another one I love but I've never used is additional year of warranty.

mike1942f8349 · 12-14-2007, 07:48 AM

You will have to ask about Canadian coverage, but for the last several years I have had "Non Owner Insurance" that covers the Rental Car insurance (and any 3rd party liability) and keeps me in the system so when I buy a car I don't have to go into the high risk pool while they search to make sure I didn't own an uninsured vehicle during the period. The cost is less than a few days of car rental, which I do about one weekend a month. Regular car insurance normally covers rental cars. I had hail damage on a rental car covered.