Ways to save money!? First of all, if you are working, make your own lunch and take it to work with you. Not only will you save time waiting in the queue for a pie and sauce and a can of soft drink, you'll also save money. I make heaps of sandwiches and stews and things and freeze them for lunches. It saves me hundreds of dollars a year. I also cook extra for meals at home so that I don't get tempted to resort to take out when I'm too tired to cook. My freezer gets a fair workout.Buy only generic stuff, and if possible, in bulk. I buy all my washing powder and toilet paper in bulk when there's a sale. It saves me heaps. Grow your own vegies. I do. Even simple things like silverbeet and onions will save you money. Just having a pot of silverbeet, or some zucchinis, makes a difference. I water all our vegies out of the shower with a hose connected to the shower drain. It saves us a fortune.Only buy when stuff is on special. If lamb chops are $2 cheaper per kilo one week, buy a few extra to freeze. Go to factory outlets and see what you can find. Always compare the prices to what you would pay in the supermarket. I know the prices in my head of items I buy regularly, so I can tell if I'm getting a good deal. I take a calculator and work out which one is cheaper.I car pool. This saves me money on fuel I'd be paying for anyway to get to work. The other person pays me petrol money because she has no licence or car. It helps her (taxis are incredibly expensive and there is no public transport that time of the day) and it helps me.Only buy clothes when there is a legitimate sale. This is usually twice a year only, when the department stores try to clear out their old season's stock (often winter stock for the coming summer, or vice versa) and they heavily reduce some items. Buy purchasing clothes at this time, you can save 75% off what you would normally pay.If you have any outstanding debts (even a home loan) pay whatever extra you can into that. That will save money in the long term. My homeloan has a redraw facility, meaning that if I ever need to access the extra I have paid off the loan, I can. There would be fees and charges, but if I needed a new hot water system, or a new secondhand car, they would be an acceptable price to pay to avoid going into debt with another loan, which would have a higher interest rate.Anyway, that's what I do. It all works for me. |